Understanding Depreciation: The 5 Components of Your Depreciation Schedule

Depreciation is an accounting term that refers to the gradual reduction in value of your assets. Since these assets are not indestructible, they must be recorded as losing value over time. Depreciation can seem like an obscure accounting concept, but it has a very real impact on your investment and its potential returns.

Cash Schedule: The Key to Managing Your Finances with Ease

Money is a nerve-wracking topic for many people. In reality, money isn’t that scary if you know how to manage your finances and keep track of your balance at all times. Cash management is the art of keeping tabs on what money you have available at any one time so you don’t overspend or dip into negative territory.

Amortized Loans: A Brief Guide to Loan Types

When you take out a loan, you’ll be given a term for how long you need to make payments on it. Loan length is an important piece of information, because it will influence the type of loan that you choose. Generally speaking, longer loans require higher monthly payments for the lender. However, lenders offer shorter loans with lower monthly payments as well. The way in which those costs are broken up is what determines if a loan has amortized payments or not.

Unlevered Free Cash Flow: What is it and How to Calculate?

Unlevered free cash flow is an important tool for investors looking to understand the financial performance of a company. LPas are more often than not equity investors, meaning they invest in companies rather than buying and selling individual securities. However, that also means that LPs need information that goes beyond just how much money a company makes or spends.

6 Ways to Maximize Automation and Excel in Financial Modeling

Modeling is a time-intensive process. Creating financial models can take days, weeks, or even months to complete. Without the right tools and techniques, modeling can also be extremely challenging. Financial modeling is an important part of any company’s financial management processes.

How to Calculate the Break Even Point for Your Business

In business, it’s important to track your numbers so that you know when you’re making a profit and when you’re losing money. The break even point is the quantity of units of product or services that must be sold in order for the company to neither lose nor gain money. It is also known as the point of neutral cash flow, since at this point, the cash coming in from sales equals the costs going out for production and selling. In other words, how many units of a product can we sell to break even?

Financial Statement Analysis: What You Need to Know to Become a Financial Analyst

Financial statement analysis is a valuable skill for anyone that wants to work as a financial analyst. This niche profession requires you to study and analyze public companies’ balance sheets and income statements so that investors can make more informed decisions about whether or not they want to invest in those companies. Working as a financial analyst also requires you to use your analytical skills on a day-to-day basis; in fact, many analysts say this job is much more analytical than it is financial.

How to Improve Your Portfolio's Performance with Modern Portfolio Theory

In the investing world, there are plenty of strategies for how to invest money. How you allocate your funds matters almost as much as how much you invest. In other words, different portfolios can give you very different results. Let’s face it: Some investors struggle to meet the high performance standards we expect from top-tier investors—such as Warren Buffett or Ted Turner.

Why Automated Trading Systems Can Actually Help You

In investing and trading, you need to be fast, accurate, and unemotional to succeed. Many traders can excel in one or two of these traits but fail at all the rest. Fortunate for us, technology is making things much easier for traders. From voice recognition software to automated trading bots that enable faster execution of trade orders sent by an investor.

Top 5 Strategies To Manipulate Your Market And Win Big

Even the most diligent and ethical market players will use every trick in the book to gain an advantage over their competitors. In their pursuit of success, many companies will adopt underhanded tactics to manipulate the market for their own benefit. Unfortunately, insider trading, bribery, secret price fixing agreements and other unfair business practices are all too common — especially in industries with a high level of trust between market players, such as the medical industry.

The London Stock Exchange and How It Impacts the Financial Markets

The London Stock Exchange (LSE) is one of the primary locations where companies can list their shares, as well as a key location for peer-to-peer trading. This article covers everything you need to know about the LSE and how it impacts the financial markets. Competition among stock exchanges is fierce. However, not all of them are trying to achieve the same things with their services. The LSE, for example, is an association that operates two stock exchanges: The Main Market and The Alternative Trading Service (ATS). Both of these operate independently from one another, but they also share numerous commonalities in terms of who they cater to and how they operate.

The Truth Behind Accidental Death Benefits: How to Get the Most from Your Insurance Coverage

Thinking about your final expenses and making sure your loved ones are taken care of after you’re gone is a scary thought for anyone. But it’s one that we all need to think about sooner rather than later. A lot of people don’t know this, but if you have accidental death benefits in your life insurance policy, it could provide a financial safety net for your family in the unfortunate event that you pass away from an unforeseen accident.

What is Mortgage Insurance and Why Do You Need It?

Did you know buying a home comes with many risks? Without the proper coverage, buying a home can become unaffordable. Mortgage insurance helps you buy a home by protecting your financial future when things don’t go as planned. If you have little or no equity in your home and cannot pay your mortgage loan if something happens, then you need mortgage insurance.

The Definitive Purchase Agreement: A Simple, Easy to Follow Guide

A purchase agreement is a legal document that outlines the terms and conditions of a business transaction between two or more parties. In simple terms, it’s an official document that finalizes the conditions or rules under which an asset will be transferred from one party to another. While there are many variations based on industry and asset type, all purchase agreements have common key elements.

5 Ways To Liquidate Assets In The Most Tax-Effective Way

When it comes to managing your cash flow, you need to be smart about how you spend money. There may be some assets that you can liquidate that don’t have much personal value to you and could help reduce your tax liability. This isn’t as obvious as it might seem, but there are ways to make sure that your taxes go as low as possible while also maintaining a reasonable standard of living.

A Step-by-Step Guide to Analyzing Financial Statements

Every company that operates for profit must produce financial statements as part of their reporting obligations. These documents help investors and interested parties understand the financial health of a company. Financial statements are also used by company management to monitor performance and conduct internal auditing procedures. If you have purchased shares in a company or are thinking about doing so, financial statements will be essential when evaluating the investment opportunity.