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Asset-based lending is a type of financing that uses your business assets as collateral. In other words, the lender gives you money based on the value of your equipment and real estate. 

The Comprehensive Annual Credit Review (CACR) is a process that publicly traded companies and their lenders conduct annually to evaluate the company’s risk profile and monitor its credit risk. The CACR process is intended to identify and manage risks proactively by providing an in-depth look at a company’s operations, financial performance, management, compliance, and other key attributes.

Variable rate loans are a great choice if you’re buying a house and don’t know exactly how much the interest rate will go up. 

There are many ways to begin a career in financial analysis. Perhaps you studied economics or accounting in school, or maybe you have some business experience that makes you eligible to begin with a mid-level analyst position. 

When you’re applying for a loan, the lender will have you go through a credit analysis test. The test is designed to check if you are qualified to take on a loan and also assess your risk as a borrower. 

When it comes to real estate, financing options can be quite limited for many buyers. If you’re trying to buy a property but cannot qualify for a traditional loan from a bank, you may want to consider getting a hard money loan from a private lender instead. 

Managing your debt responsibly means keeping it at a manageable level and making sure that you have the funds to pay it off when it’s due.

When you have bad credit, it can feel like the world is ending. You can’t rent an apartment, get a cell phone contract, or even get approved for car financing. 

Dividend-paying stocks are popular with investors for a simple reason: They tend to outperform non-dividend-paying stocks in the long run. 

When you start a new business venture, you probably think about all kinds of things—market demand, costs involved, profit margins, and so on. 

When you have a bank account, it’s easy to assume that everything will be fine if you spend less than what’s in your account. But that’s not always the case.

These are challenging times for many Americans. Even though the economy continues to improve from the recession, most working adults continue to struggle with their finances. The cost of living continues to rise while wages stay stagnant, which has left many people feeling like they can’t get ahead no matter how hard they work. 

Financial planning is about setting long-term goals and creating a plan to achieve them. While there are many things you need to consider before finalizing your financial plan, one of the most important factors is whether or not you are adequately prepared for retirement. 

When you open a bank account, you’ll be prompted to choose between a checking or savings account. You might wonder which one is better. If you’re new to personal finance, the language used in banking can seem daunting. Terms like “interest rate” and “loan” may seem confusing at first glance.

The Ultimate Guide to Calculating Your Payback Period

When evaluating an investment opportunity, you need to know how long it will take for your initial capital to be recouped. The payback period is the time it takes for a project to generate enough cash flow to recover its initial cost. 

How To Develope A Successful Real Estate Development Model

Real estate development is an industry with high risk and high reward. There are many factors that determine the success or failure of a real estate project. To be successful, developers must understand and plan for the risks involved. They must develop a strategy to mitigate those risks, should they arise.