Management

There are a lot of technological innovations happening in the world today that will radically change how the workplaces of the future will look like.

One school of thought is a completely decentralized work-place where every individual will be seen offering their expertise or skill as a service to other individuals and even companies.

There are various methodologies that are used in the real world to value any company.

Some of them are highly complex and technical like the Discounted Cash Flows approach, while some are simple but not very technical like the Multiples valuation approach.

There are also other methodologies like the Sum of the Parts valuation, Regression based approach,

The day we enter corporate world, we assume that the days of learning are over and implementing the learnings are here. But the reality is far from true.

It’s actually the other way around. The day you enter corporate world, the time is ripe for you to unlearn a lot of theoretical concepts and learn the practical or cutting edge concepts that are implemented in day to day running of the great corporate show.

James joined his dream company, directly after graduation. He was full of energy and enthusiasm and proud to be working for such a reputed name. However, all of this died down as he started struggling to complete the tasks that he was assigned with. He wasn’t given time to learn on the ground and was expected to perform from day one.

If you have ever looked at the Balance sheet of large companies, you would often find this line item Minority Interest on the liabilities section.

They look something like below:

To learn the specific credit analysis skills, you can check out our online course here.

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The last few years have been anything but dull. The economic cycle has turned for good, the technological disruptions are happening at a faster pace than ever, the money is getting poured into electric cars, self-driving cars, artificial intelligence like anything.

Gives you a clear picture of what the world would eventually look like, only questions unanswered are how and when.

As a financial/business/valuation analyst, many times we have to spend a considerable amount of time trying to find the VALUE of companies.

There are many different aspects of value – different terms get used synonymously and often causes a lot of confusion.

When we want to do valuation of any company using the Discounted Cash Flows valuation, we need to calculate a cost of capital.

The cost of capital is simply the expected return that investors (both debt and equity) 

As an Entrepreneur, you often have to negotiate on your company valuation.

This is especially true when you are looking to raise new funding from investors.

To get your funding, you need to mutually agree on the potential valuation of your company.

In one our earlier blogs, we discussed how to create an Index/TOC sheet in an Excel workbook.

Don’t recall? No worries, read it again here.

Got it now. Great!

Have you ever seen a Financial Statement of a company and left wondering what is it all about?

For professionals who don’t come from an accounting or finance background, it can be quite overwhelming as such.

Financial literacy is absolutely essential for entrepreneurs and business founders. Most entrepreneurs are aware of this, but as a survey by Intuit Canada shows, there is a big gap between what entrepreneurs should know about finance and what they really know.

Millennials are the best educated generation ever. Most young people these days have a college degree; many have a Masters in their chosen field, some have an MBA and a few even have PhDs.

An average Millennial by the time he or she is 32, will have been in at least four different jobs.

Noticed those smartly dressed men and women on CNBC, Bloomberg and Fox Business? They are financial analysts, and among the best paid professionals in the industry. So you want to become a financial analyst too? Great! Here’s what you can expect.

Let’s say you’re an IT professional or a mechanical engineer. Do you really need to pick up finance skills?

Yes, you do.

Just because you’re a non-finance professional is no excuse for you not to learn finance.

There’s a lot of talk about skills vs. degrees or skills vs. certifications. Frankly, that’s a bit of a false choice.

You need a graduate degree at least to be considered for any role in the banking, consulting, financial services 

Okay, so you’re preparing for a job interview at a private bank coming Monday, which is why you’ve signed up for The Financial Analyst Skills Training (FAST) online course from SKILLFIN LEARNING.

 

A breakthrough in the sector of education that emerged few years ago is the trend of micro credentials and nanodegrees.

Why do you choose an online program? Mostly because of its flexibility, convenience and cost-effectiveness.

Over the last one month we have heard this name quite frequently – GameStop. What is GameStop? Why has it become a famous name?

Every person's professional journey tale currently has changed. Earlier people would complete their studies or degrees and join office.

The Pareto Principle is named after a famous Italian economist Vilfredo Pareto. The first time this principle was noted when he looked at the economic state of the Italian Population.

A dashboard is a visual representation of data. Dashboards are prepared to communicate the insights from the data through charts and graphs and help the users make better and informed decisions.

In our earlier article, we discussed how we can do quick data analysis using Pivot Table functionality in Excel. In this article, we will discuss how we can consolidate data across multiple sheets 

In our earlier blog, Total Shareholder Return - Definition & Explanation we discussed about the meaning of Total Shareholder Returns and factors driving returns.

Pivot table is a great tool in excel. It helps prepare reports and get insights from huge data sets with just a few clicks. It can help summarize data, reorganize data, group, sort and filter data quickly.

The three financial statements – Income statement, balance sheet and cash flow statement are dependent and linked to each other.

Accounting is the process of systematically recording financial transactions in a business. It also involves summarizing, analyzing, and reporting the financial information to its stakeholders.

Market capitalization means the market value of equity shares of the Company. It is an important component of a Company’s valuation.

Net present value is the difference between present value of cash inflows and present value of cash outflows. It is a technique used to evaluate potential investment decisions. 

IF YOU WERE BORN POOR ITS NOT YOUR FAULT. BUT IF YOU DIE POOR ITS YOUR FAULT.”This is a famous quote from Bill Gates.

Cash flow statement is a statement reported by Corporates in their filings along with the Income Statement and the Balance Sheet.

Total shareholder return is rate of return earned by an investor by investing in stocks of Companies during the investment period. An investor investing in stocks makes money in two ways;

Description : Understand the basic difference between fundamental and technical analysis of stocks to determine the quality of long-term investments

 

Yes Bank is the fifth largest private lender in India. It accounts for approximately 2.3% of total bank loans and 1.6% of banks deposits domestically.

Equity markets have generated highest returns for decades as compared to gold, fixed deposits, debt and other financial instruments. All of us want to generate high returns from our portfolio.

There is a lot of talk about the student debt crisis in the United States. An average graduate in the U.S. has a student loan of $35,000 still to be paid off. That is just insane!

Is it possible to have a freelancing career in financial services?

Yes, certainly – the financial services industry has undergone a radical transformation in recent years, thanks to the internet and cloud computing.

Are you worried about losing focus or concentration at work? Do you feel mentally exhausted every night? Do you struggle with deadlines all the time? Well, then read on, this article is just for you.

 

In this article, we briefly discuss the different valuation methodologies for startups. This is only an introduction to the different methodologies.

College education has become more expensive than ever before. The average student debt of a college graduate in the United States is as high as $37,172, up by $20,000 since 13 years ago.

You’ve spent a lot of time and effort on recruiting your employees. Some of them are recent graduates, and completely new to the corporate environment.

There are many apps or tools for creating business presentation these days. But PowerPoint is still the best presentation software program out there.

It’s easy to say that the ROI on learning is immeasurable, and that learning has nothing to do with monetary cost/benefit analysis.

One of the questions we are asked by online learners all the time is – how much time does it take to learn a new skill, such 

Do you know that 50% (1) of hiring managers think that fresh graduates are not fit to join their team? Whereas, most graduates believe a piece of paper saying they have graduated is sufficient to get a job.

College life is always a lot of fun. You will meet new people, make friends, meet your soul-mate (if you’re lucky), party all night long, go on trips across the country and have a wonderful time.

We’re all self-learners by birth. If you’ve noticed, children have an amazing ability to learn new things and pick up new information.

Are you a budding data analyst? The data analytics tools listed here can make a heck of a difference to you at the workplace. 

The art of storytelling has been around since the start of the human civilization. Most of us have fond memories of listening to stories told by our parents and grandparents as children.

Big data and data analytics are huge these days. So it’s no surprise that there is a lot of demand for trained data analysts in the industry right now, especially in the banking and financial services sector.

This is the time of the year when a lot of young people will have graduated or will be graduating, but only a few will know what to do with their life.

There is something seriously wrong with the current education system. It’s hard to put a finger on it, but it’s fair to say that the schools and colleges of today do not prepare students for jobs in the modern day industrial economy.

There is a start-up boom in Israel, India, the United States, Canada, Sweden and many other countries in the world. Start-ups create tens of millions of jobs for young people, and lower some of the pressure on some of the larger corporations.

With good, high paying jobs hard to come by these days, it makes a lot of sense for a talented young person to take up freelancing as a career option. Indeed, according to the Freelancers Union there were 55 million freelancers in the U.S. in 2016, or 35 percent of the U.S. population.